Terms & Condition
Effective Date: August 28, 2026
These Terms & Conditions (“Terms”) govern your use of the NEACE Health Advisors website and your interactions with our health insurance advisory services. By accessing or using the website, you agree to these Terms.
- Website Use
You may use this website for lawful purposes, including learning about health insurance options and contacting NEACE Health Advisors for information or assistance. You agree not to misuse the website, interfere with its operation, attempt unauthorized access, or use its content for unlawful purposes.
- Insurance Information and Availability
Information on this website is provided for general educational and informational purposes. Health insurance plans, benefits, premiums, deductibles, networks, eligibility, and availability may vary by state, carrier, and individual circumstances. Not every plan or service is available in every state or to every applicant.
- No Guarantee of Coverage
Submitting a form, requesting a quote, speaking with an advisor, or receiving information from NEACE Health Advisors does not guarantee approval, enrollment, coverage, rates, benefits, or eligibility. Final terms are determined by the applicable insurance carrier and specific plan documents.
- Health Insurance Advisory Services
NEACE Health Advisors helps individuals and families understand and evaluate available health insurance and related coverage options, including private-sector health insurance, supplemental coverage, medical coverage, dental insurance, vision insurance, accident and critical illness benefits, and nationwide PPO options.
- Quotes and Applications
Any quote or estimate provided through the website or by an advisor is subject to verification and may change based on information provided, carrier requirements, state availability, plan terms, and applicable regulations. An application is not considered complete or approved until accepted by the applicable carrier.
- User-Submitted Information
You are responsible for providing accurate and current information when contacting us or submitting a form. You should not submit false, misleading, or unauthorized information.
- Website Content
We make reasonable efforts to keep website content accurate and useful, but we do not warrant that all content is complete, current, error-free, or applicable to every individual or state. We may modify or remove content at any time.
- Intellectual Property
Unless otherwise stated, website text, graphics, logos, images, branding, and other materials are owned by or licensed to NEACE Health Advisors and may not be copied, reproduced, modified, distributed, or commercially used without permission.
- Third-Party Links
The website may contain links to third-party websites or resources. These links are provided for convenience. NEACE Health Advisors does not control or guarantee the accuracy, availability, privacy practices, or services of third parties.
- Limitation of Liability
To the fullest extent permitted by applicable law, NEACE Health Advisors is not responsible for indirect, incidental, special, consequential, or punitive damages arising from your use of the website, reliance on website information, interruptions, technical issues, or third-party services.
- Indemnification
To the extent permitted by law, you agree to hold harmless NEACE Health Advisors and its owners, employees, contractors, and service providers from claims, losses, liabilities, or expenses arising from your unlawful use of the website, violation of these Terms, or submission of inaccurate or unauthorized information.
- Privacy
Your use of the website is also subject to our Privacy Policy, which explains how we collect and use information.
- Governing Law
These Terms are intended to be governed by the applicable laws of the jurisdiction in which NEACE Health Advisors operates, except where applicable law requires otherwise.
- Changes to These Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date.
- Contact Us
NEACE Health Advisors
Email: info@neacehealthadvisors.com
Phone: 606-438-8867