Faqs

Depending on your specific plan, medical coverage typically includes preventive care (like routine annual checkups and screenings), hospital stays, outpatient care, emergency care, and prescription drugs. Additional options such as private sector, dental, vision, and supplemental policies can be tailored to cover routine cleanings, eye exams, and out of pocket costs.

Choosing the right plan starts with assessing your actual healthcare habits, lifestyle, and budget. Consider factors like preferred doctors, regular prescriptions, and expected medical needs. At Neace Health Advisors, we sit down with you to compare plans including nationwide PPO options so you get maximum protection without paying for fluff you don't need.

An out of pocket maximum is the absolute limit on the amount of money you will have to pay for covered health services in a plan year. Once you pay this amount in deductibles, copayments, and coinsurance, your insurance plan pays 100% of the costs for covered benefits for the rest of the year.

In most cases, yes! If keeping your current doctors and preferred specialists is a top priority, we will focus on plans with flexible network structures such as Nationwide PPO plans which give you the freedom to visit almost any provider without regional restrictions or mandatory referrals.